Fees
Below is a list of our fees associated with signing up your account online. If you need help setting up your account online, call our new accounts department at 800.900.7443. If you already have an account and have questions regarding fees, please call our customer service department at 800.473.3898.
Account Servicing Fees
Account Set-Up Fee:
| Service |
Fee |
| (Includes review of note and documents and account terms and conditions. This one-time charge covers the basic activities connected with the initial account set-up) |
FREE |
Account Processing Fee *
| Service |
Fee |
| Monthly |
$17.98 |
| Quarterly |
$53.94 |
| Semi-Annual |
$107.88 |
| Annual |
$215.76 |
Optional Services (Charged Monthly) *
| Service |
Fee |
| Impound Account (up to 3 items) |
$8.00 |
| Each Additional Impound Item |
$5.00 |
| Each Payee Over Two |
$5.00 |
| Prior Lien Processing |
$10.00 |
| PayByPhone/PayByWeb |
$15.00 |
Additional Services Available By Request
* Fees may vary for current Meracord customers
Ancillary Fee Schedule
| Service |
Fee |
| Account History Fee (per year) |
$ 20.00 |
| Account Reopen Fee |
$ 0 within 90 days/$100.00 |
| Add and Demand Fee |
$ 75.00 |
| Amortization Schedule Fee (all types) |
$ 25.00 |
| Assignment/Assumption Fee |
$ 100.00 |
| Buyer Late Notice |
$ 10.00 |
| Check replacement/Stop payment fee |
$ 25.00 |
| Copy Fee (per copy) |
$ 1.00 |
| Copy of Cancelled Check Fee (per) |
$ 25.00 |
| Direct Party Transaction Fee (per transaction) |
$ 25.00 |
| Fax Fee |
$ 10.00 |
| File Close Fee |
$ 100.00 |
| Final Default Warning Letter Fee |
$ 75.00 |
| Impound Account Analysis Fee |
$ 25.00 |
| Modification Fee |
$ 100.00 |
| Name Change Fee |
$ 60.00 |
| Overnight Fee |
$ 25.00 |
| Reconveyance Fee/Recording Fee |
$ 150.00 |
| Research Request Fee (per hour, min.of 1 hour) |
$ 60.00 |
| Return Item Fee (NSF) |
$ 25.00 |
| Rush Fee |
$ 25.00 |
| Special Disbursement Fee |
$ 25.00 |
| Statement Fee |
$ 85.00 |
| Statement Update Fee |
$ 40.00 |
| Verification of Mortgage Fee |
$ 30.00 |
| Year End Statement Fee (each additional) |
$ 10.00 |
All fees quoted are minimum and subject to change without notice.
